Thursday, August 27, 2020

Managing Individual Performance Free Essays

string(163) way the individuals from the group collaborate with one another on the grounds that a group works effectively possibly on the off chance that when the correspondence among individuals is on the most elevated level. It’s essential for the administrator to settle on right choices about the colleagues. The association can be fruitful just on account of even work force, and it’s the manager’s obligation to utilize the perfect individuals for the positions. In any event, when all the specialized assets in the organization are at the most significant level, the aptitudes of representatives have all the earmarks of being the most significant key to the organization’s achievement. We will compose a custom paper test on Overseeing Individual Performance or on the other hand any comparable theme just for you Request Now It’s a verifiable truth that â€Å"†¦everyone needs to feel that they are on a triumphant group, that the organization is pushing forward, and that they are a necessary piece of the group.† (3) Subsequently, it’s essential for the administrator to pay attention to work of faculty very. Most importantly, the director needs to ensure he knows all the significant goals which the organization sets before itself. Without the profound comprehension of the organization’s objectives, it’s difficult to utilize individuals to accomplish those objectives. When the objectives are resolved, it’s vital for the chief to give a valiant effort to discover individuals whose instruction, general foundation, and character will fit the best into the positions accessible. There is no broad basis for picking the individuals from the group on the grounds that the choice of the supervisor relies upon the objectives which he sets for his group. The director needs to examine the profiles of the potential representatives cautiously so as to get a full thought regarding them. The significant model is guaranteeing that each representative in the group will have a position which answers the two his desires and desires for the organization. The objectives of the association will be accomplished distinctly for the situation when the director settles on right choices about the selection of representatives and the duties which every one of them can satisfy the best. Be that as it may, the errand gets progressively entangled in light of the fact that â€Å"building the triumphant group requires something beyond recruiting a lot of capable individuals. It implies employing individuals who will function admirably together. It implies building up a mutual vision and duty. It implies truly uniting individuals in formal gathering gatherings for open conversation of expansive based issues. It implies empowering positive, casual collaborations between bunch individuals. It implies ingraining a â€Å"winning† mentality all through the association. It implies looking for and rapidly attempting to turn around group building issues, for example, envy, skepticism, and guarded behavior.† (3) In the reenactment I picked the accompanying workers into the group: Tony Wu for the situation of building case documents; Lisa Stafford to direct self improvement gatherings, Nicola Minelli for performing subsequent meet-ups, lastly Daniel Nichols to administer encounter meetings. Out of the considerable number of workers whom I chose Daniel Nichols has the most experience, he additionally has a MBA which puts him one stride in front of every other person who just have bachelor’s degrees. That is the reason he gets a confused errand of managing showdown meetings. So as to keep Daniel Nichols persuaded, he needs to have a significant position, so I picked one for him with the most obligation. Tony Wu is a decent expert, and he can't satisfy the capacities on a significant position at this time since he has never functioned as a supervisor. He isn't eager as the profile appears, so he is vastly improved on the position when he needs to practice obligations like structure case documents. Tony Wu has a significant component of character-exactness, and this element is exceptionally helpful in the position which I have offered to him. For Tony Wu, it’s better to work with reports and manufacture case records since when he needs to settle on significant choices, he may bomb them because of his mellow character. Lisa Stafford essentially must be in my group because of her prosperity direction. She isn't the sort of representative who will sit in the shadow of another person during her entire life. She needs to battle for progress, and she is exceptionally goal-oriented. Her future is pre-ordained by her character, and she will be in the manager’s seat presently. For the occasion, she doesn’t have enough understanding to be a director or chief, so the best appropriate situation for her is directing self improvement gatherings. In any case, I as an administrator understand that it’s critical to propel Liza every way under the sun since she hopes to have the most significant errands, and needs to show herself from the most ideal side. Out of the last 3 potential workers I have picked Nichola Minelli. She had practically equivalent possibilities with other 2 competitors yet I favored her to them for two or three reasons. The position which stays empty is performing subsequent meet-ups. I had 3 choices for the position: Nicola Minelli, John Connor, and Michelle Levy. The negative side of Michelle Levy is that she is a cynic. This quality is totally inapplicable for the group which we are shaping, thinking about the objectives of our association. John Connor is an extremely experienced specialist however I want to remember more youthful individuals for the group who have a high potential. They have a greatly improved exhibition because of their desires for future advancement. Nicola Minelli has a significant quality which makes her an ideal contender for the position is that she has great diagnostic abilities. So as to deal with the made group successfully, I needed to think about numerous elements. As a matter of first importance, the approaches to inspire each one in the group. Each worker has his own advantages and needs, and so as to pick the correct technique of inspiration, I expected to contemplate their profiles cautiously. At whatever point I felt that one individual from the group was becoming uninterested towards the capacities which he was satisfying, I needed to apply various types of inspiration for him. I likewise expected to check constantly what new duties I can provide for the individuals from the group on the off chance that I saw they were prepared for that. I too needed to consider the manner in which the individuals from the group cooperate with one another in light of the fact that a group works effectively possibly in the event that when the correspondence among individuals is on the most elevated level. You read Overseeing Individual Performance in class Article models An individual’s character assumes a urgent job in the accomplishment of my group as I have found. Each individual in the group is a piece of it. The framework can work productively just for the situation when all aspects of it works proficiently. On the off chance that I utilize an individual for some position whose character doesn’t answer the obligations which he should bear, he won't have the option to satisfy his obligations at the necessary level. In the event that one of the individuals quits performing at his necessary level, it promptly deeply affects crafted by the entire framework on the grounds that each part is subject to one another. Another effect on the member’s character is correspondence with different individuals from the group. People utilized in one group should be as good as conceivable by their characters so as to carry accomplishment to the association. â€Å"The 126 thing Myers-Briggs Type Indicator (MBTI), Form G, gives information on four arrangements of inclinations. These inclinations bring about 16 learning styles, or types. A sort is the mix of the four preferences.† (8) E (extroversion) versus I (self preoccupation) tells about how individuals â€Å"change their batteries†. Outgoing individuals discover the entirety of the help in the outside world, just as consider the to be world as the explanation of their disappointments, on the off chance that they happen. Such workers are better on significant positions since they are very activity situated. Contemplative people are increasingly worried about their internal universe of thoughts, so they are better at practicing undertakings given to them by others. N (instinct) versus S (detecting) tells about a person’s inclination in depending on and deciding. A few people want to depend on their instinct, others on detecting. For my group, I picked 2 individuals who have instinct inclination (men) and 2 individuals who have detecting inclination (ladies). This makes a decent parity. T (thinking) versus F (feeling) advises whether an individual trusts to his brain more, or to his emotions. Individuals who lean toward feeling settle on choices as indicated by what their heart says to them. Others are guided by their reasonable psyche. I have likewise utilized a similar extent of colleagues with this inclination since this extent can assist representatives with having right choices. P (discernment) versus J (judgment) depicts the manner in which individuals act in their lives. Discerning individuals settle on unconstrained choices, and can get things done on the double when they consider them. Making a decision about individuals weight their activities first, and give the examination of the circumstance. Discerning individuals are progressively best for positions in groups since they settle on choices rapidly. Maslow’s pecking order of requirements can be depicted as the accompanying: 1) Physiological: hunger, thirst, real solaces, and so on.; 2) Safety/security: out of threat; 3) Belonginess and Love: subsidiary with others, be acknowledged; and 4) Esteem: to accomplish, be skilled, gain endorsement and acknowledgment. (7) The progression of requirements impacts inspiration so that each representative has his needs. One representative just needs his 2 essential should be fulfilled (mental and security). Others won't be fulfilled except if they are acknowledged by others and addition acknowledgment. So as to rouse each representative, you have to think about his needs. You as a trough need to concentrate on his need fulfillment as the way to persuading him. It’s critical to choose such colleagues whose necessities are moderately high since they will perform at an exceptionally significant level so as to accomplish the objectives which they set for themselves. In

Saturday, August 22, 2020

Assessed Practical Essays

Surveyed Practical Essays Surveyed Practical Essay Surveyed Practical Essay Strategy 1Mass (g)Total Mass Loss (g)Original Mass1.440.00Measurement 11.050.39Measurement 20.900.54Measurement 30.880.56Measurement 40.860.58Measurement 50.860.58CalculationsIn hypothesis the staying mass after the warming will be just FeSO4, so from this the mass that was vanished off would be totally water. From this we can calculate:The number of moles of H2O is the n= m/MrH=1O=16H2O = 18 =Mr0.58/18 = 0.032 moles of H2OThe staying mass ought to be completely FeSO4 so:Fe=56S=32O=1656 + 32 + (416) = 152 = MrThe number of moles of FeSO4 = 0.86/152 = 5.657894737 x 10^-3 MolesTo discover the proportion of H2O we have to use:0.032/5.657894737 x 10^-3 = 5.655813953This is roughly 6 so the Formula of the Hydrated Iron (II) Sulfate Crystals is FeSO4.6 H2O.Method 2Titration #Start Vol. (cmà ¯Ã‚ ¿Ã‚ ½)End Vol. (cmà ¯Ã‚ ¿Ã‚ ½)Difference (cmà ¯Ã‚ ¿Ã‚ ½)19.000030.950021.9500211.000033.150022.1500315.000037.250022.050044.000026.100022.1000Average (cmà ¯Ã‚ ¿Ã‚ ½)22.0625Equation5 Fe2+ + MnO4- + 8 H+ = 5Fe3+ + Mn2+ + 4H2OBy finding the quantity of moles of Fe2+ particles being decreased by the MnO4-particles we can figure the Mr of the FeSO4.xH2O that was utilized in the experiment.Calculations22.0625/1000 = 0.0220625 dm à ¯Ã‚ ¿Ã‚ ½Using n=VxM0.0220625 x 0.01 = 2.2062510-à ¯Ã¢ ¿Ã¢ ½ moles of Fe2+From the condition you can see that there are 5 moles of Fe2+ participating in the response so:5 x 2.09710-à ¯Ã¢ ¿Ã¢ ½ = 1.103125 molThis strategy has just determined this for 25cm3 of arrangement however we need 250 cm3 so we increase by 10.1.103125 x 10 = 0.01103125 molUsing this and the first mass we can compute the Mr of the compound and conclude the quantity of H2O.Using Mr = n/m3.08/0.01103125 = 279.2067989Then remove the Mr of FeSO4 gives the measure of water in the compound279.2067989 152 = 127.2067989Then gap by the Mr of water to get what number of are in the first compound127.2067989/18 = 7.067044381So the equation of the compound is FeSO4.7H2OEvaluationMeasurement E rrorsOne of the biggest estimation mistakes is in the weighing of the compound. The scales utilized just weigh to 2 decimal spots. For a titration this isn't exact enough as the titration can exact. The best exactness would be to in any event 3 decimal places as the absence of precision could significantly influence the consequences of the calculations.Also in Method 1 we don't know whether there was any assimilation of dampness during the cooling time frame. This can be an enormous issue as the strategy depends on the way that the response no longer happens when there is no more water. To get away from this issue this response could be completed in a vacuum or have all the dampness cleared from around the apparatus.The most prominent issue being the precision scales because of the way that it can influence the two strategies yet the subsequent issue is primarily to do with the first method.I would propose the utilization of Method 2 due to there being less estimation inaccuracies.P rocedural ErrorsWithout knowing whether a compound is in effect thermally disintegrated is a major drawback to Method 1. During the warming there could be gases being emitted other than steam, as it is expected just the water is being expelled from the compound.If there is warm decay there would be the mass of the water evacuated just as a portion of the compound. This could demonstrate an enormous blunder in the figurings to discover how much water there is in the formula.To evade this either an alternate technique could be utilized or a bubbling cylinder, improved burette and hose could be utilized to aggregate the gases radiated. This may even now be incorrect as the steam emitted will likewise be caught inside the burette. To stay away from this it could go through a condenser first so as to remove the steam from different items. With this the all out mass of the compound could be found and counts could be sufficiently precise to compute the measure of H2O in the formula.There i s likewise an issue in not knowing when the response is done aside from by estimating the aggravate now and then to discover when the mass does not change anymore. An increasingly precise arrangement of scales would help with this issue as we could check for when the mass of the compound quits changing by such enormous sums, so we could accept it was the intensify that was presently thermally decomposing.These blunders are for the most part to do with Method 1 thus I would again suggest Method 2 as there are far less mistakes and procedural blunders. The main issue factor in Method 2 is human and eccentric.

Friday, August 21, 2020

Missouri House committee considers payday loan regulations - Inside Subprime 4

Missouri House committee considers payday loan regulations - Inside Subprime 4/6/2018 Missouri House committee considers payday loan regulations Missouri House committee considers payday loan regulationsInside Subprime: April 6, 2018By Kerry ReidPayday loans in Missouri are notorious nationwide. The “Show-Me State” has some of the laxest regulations in the nation for the short-term loan industry. But recent proposed legislation may offer some moderate relief â€" if it can pass in the state legislature.Missouri State Representative Steve Helms (R-Springfield), chair of the Missouri House Subcommittee on Short Term Financial Transactions, is sponsoring a bill that he says will address some of the worst abuses in the payday loan industry, while still preserving access to loans for people with bad credit who need them.According to an article by Brianna Lennon published last September by the Columbia Business Times, Missouri allows an average APR of over 450%.The provisions being considered in Helms’ bill will not cap the APR rate. It would, however, cap fees and interest at 35% of the amount of a short-term loan, as opposed to the current 75% threshold. Other regulatory changes proposed in Helms’ bill include: reducing the number of times a borrower can renew a loan from six times to two; reducing annual licensing fees for payday lending locations from $500 to $300; and allowing an extended payment plan to be used by some borrowers.In a radio interview with Gary Nolan of KSSZ 93.9, Helms cited reports that the federal Consumer Financial Protection Bureau aims to cap the APR at 36%  â€" a move he opposes. Helms said “If there is not some rational regulation, there will be political pressure” to pass the interest rate cap.Missouri city governments have also taken aim at what they view as predatory practices.The St. Louis City Board of Aldermen passed an ordinance in 2016 to regulate the industry. It imposed fees of $5,000 per loan establishment and created a regulatory body to inspect these businesses. It also “requires a posting of interest rates and fees in clear and concise format, quantifyin g the amounts charged by equivalent APR on a $100 loan,” as noted in a guest editorial in the St. Louis Post-Dispatch by Alderman Cara Spencer (D-20thWard).125 miles west along Interstate 70, Columbia (home of the flagship campus of the University of Missouri) has also attempted to institute local regulations. In June of 2017, the Columbia City Council began drafting a bill calling for heavier regulations on payday loan companies in the city.Current regulations in Columbia only call for payday loan businesses to have a regular business license for $140 per year. In an article for the Columbia Missourian, Columbia Mayor Brian Treece acknowledged that “They fill a need that is not currently met,” such as helping people who are living paycheck to paycheck cover unexpected home or auto repair costs.But since announcing that they would be looking into drafting regulations, there has been no discernible movement forward in Columbia on the legislation.Whether the bill proposed by Hel ms will have the political juice to pass â€" and whether the proposed regulations will strike the desired balance between what consumer advocates want and what industry representatives maintain is needed for them to stay in business â€" remains to be seen. The latter are currently reviewing the bill and have not taken a public position on the legislation.For more information about payday lending in Missouri, check out these related pages and articles from OppLoans:Payday Lending in ColumbiaThe St. Louis Payday Lending IndustryPayday and Title Loans in Springfield, MOVisit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIn

Monday, May 25, 2020

Waning Of Shakespeare s A Midsummer Night s Dream

Waning of the Moon in A Midsummer Night’s Dream Before the birth of William Shakespeare as a playwright, no craftsman could skillfully create a world composed of contradictions so shocking, yet profoundly insightful to the human condition. Shakespeare accomplishes the impossible by bringing many contradictory elements into his play, A Midsummer Night’s Dream, a comedy on the verge of tragedy. In this play, many of his characters allude to the moon through the use of repetitive metaphors. Shakespeare specifically compares the moon to time as a means to juxtapose various elements of his play: eagerness and reluctance, chastity and fertility, as well as tragedy and comedy. In the opening lines of the play, Theseus, the Duke of Athens, refers to the moon as he awaits his forthcoming wedding: Another moon; but O, methinks, how slow This old moon wanes! She lingers in my desires, Like to a stepdame or dowager Long withering out a young man’s revenue. (MND 1.1.3-6) This metaphorical personification of the moon demonstrates Theseus’ eagerness for his wedding night with Hippolyta, his wife to be. During Shakespeare’s time, the moon often symbolized time, and in this case, it is used as a metaphor for the passage of time. Theseus also compares the moon to an elderly stepmother or widow taking far too long to pass away, preventing him from receiving an inheritance sooner. This creates a very harsh image for the reader, and it demonstrates that Theseus is impatient,Show MoreRelatedWilliam Shakespeare s A Midsummer Night s Dream990 Words   |  4 PagesShakespeare’s A Midsummer Night’s Dream Symbols help to play an important part in giving a deeper meaning to a story. William Shakespeare uses a variety of symbols in his play A Midsummer Night’s Dream and by using these symbols he offers some insight onto why certain events take place in the play. Symbols are sometimes hard to decipher but as the reader continues to read the symbol’s meaning might become more clear. Shakespeare uses a variety of symbols in A Midsummer Night’s Dream, but this paper

Thursday, May 14, 2020

Federal Elections Campaign Act of 1974 - 602 Words

Following the Watergate scandal, the Federal Elections Campaign Act of 1974 was amended to create the regulatory agency, known as the Federal Elections Commission, in 1975. The duties of the FEC consist largely of enforcing regulation, limitation, and prohibition on financial contributions to federal campaigns, candidates, political parties, and political action committees. The Act has thoroughly set limits on the amount of money a person or committee may donate to the previously mentioned situations. For example, an individual can donate no more than $2,600 to any federal campaign per election, and a combined limit of $10,000 to local and state parties every calendar year. The case at hand involves Shaun McCutcheon challenging the aggregate limits as a violation of the First Amendment right of expression. An Alabaman Conservative businessman, McCutcheon expressed that he wished to donate more than the contributions he was able to make in the last election cycle. He wanted to contrib ute an amount that would stay within base limits but surpass aggregate limits set by the FEC. In distric court, the plaintiffs claimed aggregate limits as unconstitutional and impeding on a First Amendment right. The district court system ruled against the plaintiff, asserting that the government could regulate aggregate limits because it would be preventing corruption or the appearance of corruption. When brought before the Supreme Court, the court’s ruling removed the overall cap that wasShow MoreRelatedHistory Of The Campaign Finance1464 Words   |  6 PagesHistory of The Campaign-Finance in the U.S Campaign finance in the United States is the financing of electoral campaigns at the federal, state, and local levels. At the federal level, campaign finance law is enacted by Congress and enforced by the Federal Election Commission (FEC), an independent federal agency. Although more campaign spending is privately financed, public financing is available for qualifying candidates for President of the United States during both the primaries and the generalRead MoreWhat Is Campaign Finance Reform?1342 Words   |  6 PagesOverview What is Campaign Finance Reform? Campaign finance regulation refers to attempts to regulate the ways in which political campaigns are funded. This includes all spending done to promote or support the promotion of candidates, ballot measures, political parties and more. Regulations can be applied to natural persons, corporations, political action committees, political parties and other organizations. They can come in the form of incentives, such as providing public financing to candidatesRead MoreSoft Money Essay609 Words   |  3 Pagesthe campaign finance reform movement is the belief that everyone should have an equal say in the government, and that wealthy individuals or special interest groups should not be able to manipulate the system through excessive contributions to unduly influence elections. The more expensive it becomes to finance a campaign, the more important the money becomes, and subsequently the less involved the candidate becomes in listening to the voices of the average Americans. The Federal Ele ction CommissionRead MoreCampaign Finance Debate770 Words   |  4 Pages General Information The debate about campaign finance reform is not a new problem but has a long history of change. The first major debate over campaign finance arose from Andrew Jackson’s spoils system. During Andrew Jackson’s 1828 term, he would give out positions in his office to those who supported him during the election. The practice would inadvertently lead to the assassination of President James Garfield and create the first law that placed a restraint on relationships between donorsRead MoreThe Political Corruption Of The United States1089 Words   |  5 Pagesillustrates how corporate money can be disastrous when involved in election cycles. Unfortunately, this is not the case. The Supreme Court decided in Citizens United v. Federal Election Commission that companies and Super PAC’s could donate unlimited amount of money to support candidates. The Citizens United ruling has caused increased political corruption in the United States by giving candidates the money they need to win an election while changing policies that would be beneficial to the companyRead MoreCampaign Finance Reform Essay1544 Words   |  7 PagesCampaign Finance Reform The Democratic and Republican presidential nominees for 1999 raised an astounding 126 million to finance their campaigns in the primaries (Godfrey). The U.S. national political parties raised a record 107.2 million dollars in soft money contributions in 1999 (Campaign Finance Reform). During the 1995-96 elections, public citizens estimated that an astounding 150 million dollars was spent on phony issue ads designed to support or oppose congressional and presidentialRead MoreThe Politics Of The United States1434 Words   |  6 PagesIn the United States, elections can be the deciding factor in ones political career. In recent times, congressional elections have not only become increasingly important, but also more expensive. The expense is often considered a result of modern times, however it results in many people being unable to run for a political position. This begs the question of who might be running for a political position if the price wasn t so high, would it be a more com mon person who relates more to the people.Read MoreThe Politics of Campaign Finance Essay2530 Words   |  11 PagesFrom the very first elections held in the United States, there has always been a strong link between money and politics. During the first elections in the late 1700’s you had to be a white male landowner over the age of 21 in order to vote, meaning that you had to have money in order to have your vote counted. It seems today that we cannot go a day with out seeing campaign finance in the media, whether or not it is through advertisements for politicians in the media or asked to donate money to helpRead MoreThe Impact Of Modern Campaign Finance Laws On America1701 Words   |  7 PagesCampaign Finance Introduction: In 2011, two sociologists named Erik Olin Wright and Joel Rogers identified five core American values: freedom, prosperity, efficiency, fairness, and democracy (Wright and Rogers). America’s numerous ideals inevitably cause these values to come into conflict each other. Such conflict characterizes the debate over the implications of modern campaign finance laws in America. The Supreme Court’s ruling in Citizen’s United v. FEC in 2010 undid former restrictions placedRead MoreReforms For Stricter Campaign Financing Rules1657 Words   |  7 Pagesreal estate have contributed over $2 billion to federal campaigns since 1990. Wall Street contributions increased from $60 million in 1990 to $311 million in 2005 (Wall online). Electoral competition is achieved when qualified candidates have access to sufficient spending to become known to the voters (Does online). Therefore the candidate must resort to any means necessary to have sufficient funds to run a successful cam paign. Stricter campaign financing guidelines are needed to limit the amount

Wednesday, May 6, 2020

Credit Union Australia - Corporate Social Responsibility for the 21st Term Paper

Essays on Credit Union Australia - Corporate Social Responsibility for the 21st Century Term Paper The paper â€Å"Credit Union Australia - Corporate Social Responsibility for the 21st Century" is a perfect example of a term paper on business. Credit Union Australia (CUA) believes that social and environmental sustainability that will last for the 21st Century has never been more relevant. This paper presents to the board how a CSR effort will be an effective strategy to serve our stakeholders.By this we mean, we will extend our commitment to the public by investing in causes, people and organizations that champion social and environmental sustainability. As projected, our CSR strategy will boost our organization’s standing in the market, that in turn, could help improve our long-term profitability and brand value.For several years now, Corporate Social Responsibility has been highly pursued by organizations to improve one's reputation and boost the public image that the corporation wants to project to the public. The ultimate goal through which CSR is enacted is sustainab ility, according to some experts. As defined by Milne and Gray (2007), sustainability as the concept of a system, it is by far, concerned with the provision to render equitable and just social services to the community.As a concept, corporate social responsibility contemplates the role that organizations play in the community through programs that promote human and social development and social justice themes. It is said that when adopted, CSR – that is, it suggests organizations like credit union have a societal duty geared at promoting social justices – would balance any corporation's capitalist impulses of only making of profit and being competitive.Now by adopting a CSR strategy, however, we can heighten our brand value by appealing to our urban, educated stakeholders who more and more are looking to be affiliated with an ethical organization. There are numerous ways through which CSR may be undertaken such as investing in advocacies relevant to our corporate mantr a.There are oppositions to the adoption of a CSR strategy, citing that investments are best spent on ways that will boost profitability and market share. According to Cavett-Goodwin (2007), CSR investments would mean scaling down of investments to broaden market share. As for the positives, one example is that companies who are perceived socially and environmentally-concerned are growing to be more attractive to investors, and therefore perform better financially.DiscussionTo the corporate banking institutions, however, we are apart in terms of the nature of banking services we offer. Although like corporate banks, we offer many of the same financial services that banks do (e.g., savings and cheque accounts, loans, and insurance), however, our concentration is on serving the community in which we operate (WOCCU, 2007).It is this community role and focus that differentiates credit unions from commercial banks. Our customers are called mutuals who are also the owners and the emphasis is not towards generating income for our external shareholders. This explains why any earnings in excess of operational costs are returned to the credit union members either through increased interest on savings, decreased rates on loans, and the like.Now comes the question for our organisation to be socially responsible at the height of global financial crises and enacting measures to be sustainable in the Next Century: how ready are we to adapt to the changes and would the implementation of CSR as a corporate strategy allay fears that we are only concerned with profitability and being competitive.

Tuesday, May 5, 2020

Drinking age free essay sample

Young men who barely look old enough to be in the military are fighting for our country and risking their lives everyday. Yet you are going to tell me they cant open a cold beer after fighting all day in the scorching desert and being a shot at? That is not fair at all. If these men and women are allowed to leave their homes in America for months and even years at a time, have the power to shoot and kill people, go on covert operations, and be put in the line of fire, they rightly deserve to engage in drinking. If our country thinks that 18 year olds are capable of all of the above, then they should certainly be responsible enough to drink. If you can vote at 18 you should be able to drink. If someone is smart enough to vote than you should be able to consume alcoholic beverages. However, as Nelson and Toomey cite, â€Å"Surveys of youth in multiple European countries show that the rates of frequent binge drinking among adolescents are higher in Europe than in the United States† (Nelson and Toomey, 556). Clearly, a lower drinking age could not alleviate the issues the United States has with underage drinking, if countries that have lower drinking ages experience more adolescent problems with binge drinking. Every Thursday, Friday, and Saturday night the bathrooms of college dormitories are filled with pupils puking their guts out after a night of binge drinking. There have even been instances where ambulances have been needed to rush binge drinkers to the hospital to get their stomachs pumped. Making it legal for minors to purchase alcohol will only increase these incidents, because it will be easier for them to obtain alcohol. Another effective technique that Nelson and Toomey use is proposing a better solution to the issue at hand after pointing out that college students who are underage binge drink less than students who can legally drink, aged 21-23 (Nelson and Toomey, 556), and that petitioning to reduce the age at which once can legally drink is a step in the wrong direction (Nelson and Toomey, 557). There is a saying about how it is unnecessary to fix something that is not broken. Even the article for the counter argument admits, â€Å"alcohol-related fatalities have declined over the last 25 years† (McCardell, 552). It is evident that our country has no reason to reduce the drinking age. If anything needs to be done, a raise in alcohol awareness among young adults is what it should be. Nelson and Toomey suggest that colleges and community leaders should be more focused on reaching out to students that need help, placing restrictions and increasing taxes on alcohol, enforcing laws on underage drinking and driving while intoxicated, and adjusting on and off campus drinking policies rather than adjusting the drinking age. The harsh reality is that ever year more young people are emotionally and physically affected by alcohol use. Students are injured, sexually assaulted, and die as a result of drinking irresponsibly. And without the age-21 law, these statistics would be even worse than they already are (557). Some schools do have programs that confront alcohol abuse and present its dangers to teens, but most do not. Giving these teens the ability to legally purchase and consume alcohol is not going to solve the problem, but will in turn make the problem worse. Underage drinking is a problem that has always existed and always will; the way that underage drinking is approached is what needs to change. Nelson and Toomey present a well-written, concise, organized argument that they back up with both artistic and inartistic forms of logos. Their article is easy to follow and understand, and they present themselves as intelligent, credible authors. It is important to keep in mind that the drinking age once was 18. Obviously, there were strong enough reasons in the 1980s for the government to boost the drinking age up to 21. Considering the facts that alcohol-related fatalities are still an issue, although they have decreased, it is common sense to conclude that lowering the drinking age will only result in an increase in alcohol-related fatalities in young adults. Personally, I believe that adolescents are not responsible or educated enough to be trusted with alcohol. Most of us do not know the difference between different types of alcohol and their specific concentrations. Thus, leading to alcohol poisoning, if you are that lucky. When I was 15, a good friend of mine, Corrina, was celebrating the New Year, which was also her eighteenth birthday, with her friends. This was also the first night she ever consumed alcohol. Not knowing what she was getting herself into, Corrina ended up drinking until she passed. None of her friends were any older than herself, nor did they know how to handle the situation. So, they left her to sleep. As it turned out, Corrina had suffered from alcohol poisoning and choked to death that night. It was a tragic loss that should not have occurred. Corrina and her friends were not old enough or responsible enough to handle the consequences of drinking, which is exactly why it is illegal. Cases like Corrina’s happen more frequently than they should, and when they do they remind us exactly why the drinking age is 21 and not 18. John McCardell’s article â€Å"A Drinking age of 21 Doesn’t Work† argues that the drinking age should be lowered and that the age-21 law is not effective. Although the author cites many sources, his ethos is negatively affected in doing so. He admits that The New York Times and The Washington Post both report studies prove raising the drinking age to 21 has been a success, then states that the Journal of the American Academy of Child and Adolescent Psychiatry does not agree (McCardell, 551). Both editorials, The New York Times and The Washington Post, are well known by most Americans and therefore are perceived as accountable sources. Naming a publication that most people are likely to have never heard of before that disagrees with two well-known publications, McCardell’s argument is weakened. McCardell Also negatively affects his logos because many of his arguments are not logical. He states that â€Å"the prevalence of binge drinking among college students is continuing to rise, and so are the harms associated with it (McCardell, 551) and that â€Å"the greatest number of deaths still occurs at age 21, followed by 22 and 23† (552). Logically, if binge drinking among college students is becoming an increasingly common problem, enabling younger college students to purchase and consume alcohol more easily will not solve the issue. Furthermore, if the age group has a higher mortality rate is 21, the legal age, then lowering the legal age would presumably lower the age group that experiences the most deaths. Consequently, as Nelson and Toomey concluded, lowering the drinking age would push the problem back into high schools. (Nelson and Toomey, 557). Even though McCardell may cite more scholarly sources, his argument is not as logical or easy to follow. It is more difficult as an audience to keep up with him and follow his argument. It well may be that with the proper education and programs, the drinking age could be lowered successfully, without fatalities rising. It would be socially beneficial and appreciated by college students everywhere if the drinking age were restored to 18. After all, if you are old enough to serve and die for the country, you should legally be permitted to drink. However, it is not worth the possible consequences to try it out without a 100 percent guarantee that it would work out. History proves that more alcohol-related fatalities occurred when young adults under 21 could legally purchase and consume alcohol. In the end, we are talking about the lives and well being of young adults. It is absurd to put those lives in jeopardy just for the consumption of alcohol. Overall, moving the drinking age up to 21 was a wise decision. While underage and binge drinking are still problems that our nation faces today, and probably always will, the adjustment has successfully reduced the amount of alcohol-related deaths. Thus, Nelson and Toomey wrote a more understandable, more concise, more logical, and overall more effective article. To conclude, the drinking age should remain at age 21 as they argued in â€Å"The Drinking Age of 21 Saves Lives†. However, communities and college campuses should initiate programs and better enforce laws to crack down on underage and binge drinking, to better society for our youth. Work Cited McCardell, John. â€Å"A Drinking Age of 21 Doesn’t Work. † Good Reasons with Contemporary Arguments. 5th Edition. Eds. Lester Faigley and Jack Selzer. Boston: Longman, 2012. 550-553. Print. Nelson, Toben and Traci Toomey. â€Å"The Drinking Age of 21 Saves Lives. † Good Reasons with Contemporary Arguments. 5th Edition. Eds. Lester Faigley and Jack Selzer. Boston: Longman, 2012. 556-557. Print.